How to Apply for the TD Cash Back Visa Infinite Credit Card
Imagine a credit card that rewards you every time you shop. The TD Cash Back Visa Infinite is designed to offer substantial benefits that suit your everyday spending habits. As a Canadian consumer, you can take advantage of the cash back earnings on things like groceries, gas, and recurring bill payments. This means every trip to the grocery store or fill-up at the pump turns into real savings.
But the perks don’t stop there. With exclusive features tailored for the Canadian lifestyle, such as coveted travel insurance benefits and purchase protection, it’s a card that adds value beyond cash rewards. Whether it’s exploring the breathtaking landscapes of Canada or simply managing your daily expenses, this credit card supports you every step of the way. Eager to learn how to apply and unlock these benefits? Let’s dive into the simple application process!
Benefits of the TD Cash Back Visa Infinite
1. Earn Cash Back on Everyday Purchases
One of the main attractions of the TD Cash Back Visa Infinite card is its competitive cash back rewards. This card enables you to earn cash back on all your everyday purchases. For example, you can earn up to 3% cash back on eligible grocery, gas, and recurring bill payments, while all other purchases earn 1% back.
- Tip: Use your card for everyday spending to maximize your cash back rewards. Consider paying your recurring bills with your card to get that extra 3% back each time.
2. Complimentary Roadside Assistance
As a cardholder, you receive complimentary membership to the Deluxe TD Auto Club, offering roadside assistance services across Canada and the U.S. Whether you’re dealing with a flat tire or need emergency towing, this benefit offers peace of mind during your travels.
- Tip: Always keep your TD Auto Club membership number handy in your vehicle or on your phone. You never know when you might need it!
3. Travel Insurance Coverage
The TD Cash Back Visa Infinite card provides robust travel insurance, covering you with travel medical insurance and trip cancellation/interruption insurance. This can save you money and offer security when planning trips. Whether you’re traveling domestically or internationally, you can rest easy knowing you’re covered.
- Tip: Always review the coverage details before traveling to understand any limitations and ensure that the insurance fits your travel needs.
4. Exclusive Visa Infinite Benefits
As a Visa Infinite cardholder, you gain access to exclusive benefits like the Visa Infinite Concierge services. This service can help you with restaurant reservations, event tickets, and more, making life more convenient and enjoyable.
- Tip: Take advantage of the concierge service for planning those special nights out or when organizing travel itineraries, maximizing your card’s lifestyle benefits.
LEARN MORE DETAILS ABOUT TD CASH BACK VISA INFINITE
The TD Cash Back Visa Infinite card is an excellent choice for individuals looking to maximize their cashback rewards. With a variety of benefits tailored to the needs of consumers, this card stands out in the competitive market. Let’s explore some of the advantages that can make a significant impact on your spending habits.Firstly, the card offers an attractive cashback structure, allowing you to earn 3% cashback on groceries, which helps reduce the cost of essential purchases. Additionally, you can earn 2% on gas and recurring bill payments, ensuring that your everyday expenses work in your favor. These features enable cardholders to effectively accumulate rewards without changing their spending patterns.In addition to the cashback rewards, cardholders also enjoy comprehensive travel insurance coverage, making it a great option for frequent travelers. This includes coverage for trip cancellation, interruption, and even emergency medical expenses. Having this safety net can provide peace of mind while traveling, knowing that you are protected against unforeseen circumstances.Furthermore, the card comes with exclusive access to travel perks like VIP airport lounge access and travel concierge services. These features add an element of luxury to your travel experience, making it more enjoyable and seamless.The TD Cash Back Visa Infinite card not only rewards you for everyday purchases but also enhances your overall spending experience. By utilizing the benefits effectively, cardholders can truly maximize their financial advantages, turning everyday spending into rewarding experiences.
Requirements for TD Cash Back Visa Infinite
- The applicant must be a permanent resident or citizen of Canada, ensuring access to financial services in this region.
- Minimum annual individual income of $60,000 is required, or a combined annual household income of $100,000, demonstrating the ability to manage the financial responsibilities associated with this card.
- Applicants need to have reached the age of majority in their respective province or territory (either 18 or 19 years old), which is standard for credit card applications.
- A good credit score is critical. Although TD Canada Trust doesn’t specify an exact number, typically, a score of 670 or higher is indicative of good credit health, helping secure approval for the card.
- Prepare to provide proof of income and identification, such as pay stubs or tax returns, and government-issued ID, ensuring your eligibility is thoroughly assessed.
SEE HOW TO GET YOUR TD CASH BACK VISA INFINITE
How to Apply for the TD Cash Back Visa Infinite Credit Card
Step 1: Visit the TD Bank Website
To begin your application for the TD Cash Back Visa Infinite credit card, start by visiting the official TD Bank website. This is where you’ll find all the necessary details about the card’s features and benefits. Navigate to the ‘Credit Cards’ section under the ‘Personal Banking’ menu.
Step 2: Explore the Card Details
Before applying, it’s important to understand what the TD Cash Back Visa Infinite offers. Read through the card details, including the cash back rates, annual fees, and any other features. Pay close attention to eligibility requirements to ensure you qualify.
Step 3: Start Your Online Application
Once you’re ready, click on the link to apply for the card. You’ll be directed to an online application form. Here, you will need to provide some personal information, such as your full name, date of birth, address, and employment details. Make sure to have these details handy to avoid any delays during the application process.
Step 4: Submit Your Application
After filling out the necessary information, review your application thoroughly to ensure all the details are correct. Then, submit your application for processing. If you have questions, TD Bank offers customer service support to assist you with any uncertainties during this step.
Step 5: Await Confirmation and Approval
Following your application submission, you will receive a confirmation email from TD Bank. The bank will then assess your application, checking your credit history and other factors. If approved, you will be notified, and your TD Cash Back Visa Infinite card will be mailed to you. This step may take a few days, so patience is key.
SIGN UP TO GET YOUR TD CASH BACK VISA INFINITE
Frequently Asked Questions about the TD Cash Back Visa Infinite Card
What are the key benefits of the TD Cash Back Visa Infinite Card?
The TD Cash Back Visa Infinite Card offers several attractive benefits. Cardholders earn 3% cash back on eligible grocery purchases and gas purchases. Additionally, you get 1% cash back on all other purchases. The card also provides travel insurance, the Visa Infinite Concierge service, and purchase security and extended warranty protection, ensuring peace of mind for both everyday shopping and exceptional purchases.
Are there any annual fees for the TD Cash Back Visa Infinite Card?
Yes, there is an annual fee for this card. The primary cardholder fee is $139 per year. Additional cardholder fees are $50 per card. However, occasionally there might be promotions waiving the annual fee for the first year, so it’s a good idea to check for any current offers.
How does the cash back redemption process work?
The cash back earned on your TD Cash Back Visa Infinite Card is easily accessible. You can redeem your cash back as a statement credit at any time during the year, provided you have accumulated at least $25 in cash back. This flexibility allows you to decide when and how you want to use your rewards, making financial management easier.
Does the TD Cash Back Visa Infinite Card offer any travel benefits?
Yes, the card comes with a variety of travel benefits. It includes travel medical insurance, delayed and lost baggage insurance, as well as trip cancellation and interruption insurance. These benefits ensure that you have coverage while traveling, providing both protection and peace of mind.
What are the eligibility requirements for the TD Cash Back Visa Infinite Card?
To be eligible for the TD Cash Back Visa Infinite Card, you must be a Canadian resident and have a personal annual income of at least $60,000, or a household income of at least $100,000. Meeting these income requirements ensures you can handle the financial responsibilities associated with this premier cash-back card.
